Apply Now Online
Printed Application

Contact Your Lender:

Hattiesburg
·Jim Smith
·Sean Little
·Juan Benites




Conventional loan
The 15 or 30-year fixed rate loan is the most common type of mortgage loan. The interest rate nor the payment amount change during the life of the loan.

Custom loan programs
Grand Bank has a variety of in-house loan products that are perfectly designed to fit a large spectrum of customer needs.
• Lot loans in a platted-recorded subdivision
• Acreage loans
• Light Commercial-Purchase or refinance of real estate for business purposes.*
• Light Commercial-Multiple single family investment properties on one loan.*

VA
This loan is for qualified veterans to buy a house with no down payment.

FHA
FHA loans allow you to purchase a home with a low down payment and the monthly mortgage insurance premium is lower in comparison to conventional mortgages.

Hassle Free Construction/Permanent financing
In order to build a home, two loans must be in order. First, is permanent financing through Fannie Mae or Grand Bank in-house programs. Second, a temporary construction loan which will hold funds in a “loan in process” account and disburse accordingly as the home is completed. Construction loans are closed locally and expeditiously and no interest is charged until funds are drawn.

USDA Guaranteed Rural Housing Program
This loan allows financing up to 100% of the home’s appraised value and does not require a down payment. The loan term is for 30 years with a fixed interest rate. It allows homebuyers to purchase a home at lower rates and under more favorable terms. Additional funds may be available based on appraised value.

--------------------------------------------------------------------------------------

*Considered on a case-by-case bases. Completed personal financial statement required.

**Important Information About Procedures For Opening A New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.