Save Money the Easy Way!
Choose Round-Up Savings
Choose to round-up your Grand Bank Debit Card purchases to the next dollar and transfer the difference into your Grand Bank Simple Savings or Money Market account automatically each time you make a purchase.
How does it work?
Let’s say you spend $9.51 at the store using your Grand Bank Debit Card. Later that night, the system sends $9.51 to the store from your checking account and transfers $0.49 into your Grand Bank savings account. Your checking account statement will show two separate transactions totaling $10. It’s like using a $10 bill at the store and then throwing the change into a jar when you get home. The round-up “change” from your transactions accumulates during the day and then posts to your Grand Bank savings “jar” the next day.
How do I enroll?
Just stop by the bank in person or call us at (601) 264-1467 to speak to a Customer Service Representative, and they will help you get started today! Online and mobile enrollment are not yet available.
What if my checking account balance is getting low?
The Round-Up program knows to not round-up if your checking account balance is zero or negative or will become zero or negative as a result of the round-up.
Limitations: The Round-Up Savings program is limited to Grand Bank Debit Card purchases, and Round-Up amounts can only be deposited into a Grand Bank Simple Savings or Money Market account. ATM transactions are excluded. To stop your Round-Up Savings program, simply call Grand Bank at (601) 264-1467 M-T, excl. holidays, from 9:00 a.m. – 4:30 p.m., 5:00 p.m. Friday CST.
Call us at (601) 264-1467 to get started today!
You can choose to round-up your Grand Bank Debit Card purchases to the next dollar and transfer the difference into your Grand Bank Savings or Money Market account automatically each time you make a purchase.
Just stop by the bank in person at 204 Westover Drive, Hattiesburg or call us at (601) 264-1467 to speak to a Customer Service Representative, and they will help you get started today! Online and mobile enrollment are not yet available.
To stop your Round-Up Savings program, simply call Grand Bank at (601) 264-1467 M-T, excl. holidays, from 9:00 a.m. – 4:30 p.m., 5:00 p.m. Friday CST.
Round-Up Savings is available at no additional cost to Grand Bank customers with checking and savings accounts.
No, only one designated savings account can be linked to one checking account.
It will show as two separate transactions, one for the purchase and one for the deposit to savings.
Yes, each checking account can be enrolled but only if there is a separate debit card for each account.
Simple Savings and Money Market accounts. CDs are not eligible.
The Round-Up program knows to not round-up if your checking account balance is zero or negative or will become zero or negative as a result of the round-up.
No, ATM transactions are excluded.
No. A round-up will occur whether you enter your personal identification number (PIN) or sign for a purchase.
Round-ups can begin any time between the day of enrollment through the next business day.
No, the Round-Up Savings program is limited to Grand Bank Debit Card purchases, and Round-Up amounts can only be deposited into a Grand Bank Simple Savings or Money Market account.
Once a purchase has been posted to the account, the round-up will occur by the end of business the following day.
Important Information About Procedures For Opening A New Account.
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account and each beneficial owner of an account. What this means for you: When you open a personal account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. When you open a business account, we will ask for certain business documents and identifying information of each business owner.